Privacy Policy

1. Introduction

IBANValidationAPI ("we," "our," or "us") operates the website ibanvalidationapi.com and provides IBAN validation and bank data through our API service. This Privacy Policy explains how we collect, use, and protect your information when you use our services.

2. Information We Collect

3. How We Use Your Information

• • Provide and maintain our IBAN validation service
• • Process payments for paid plans
• • Monitor API usage and enforce rate limits
• • Detect and prevent abuse or unauthorized access
• • Improve our services and troubleshoot issues
• • Communicate important service updates
• • Comply with legal obligations

4. Data Sources and Banking Information

Our IBAN validation and bank data is sourced from official banking authorities and financial institutions worldwide. We do not collect, store, or process any personal banking information or account details from our users.

• • All bank data is publicly available from official sources
• • We do not track user banking activities or transactions
• • No personal financial information is collected
• • IBAN validation is performed without storing account details
• • API usage is logged for service optimization only

5. Information Sharing

We do not sell, trade, or rent your personal information. We may share information only in these limited circumstances:

• • With payment processors for billing (paid plans only)
• • When required by law or legal process
• • To protect our rights, property, or safety
• • With your explicit consent

6. Data Security

We implement industry-standard security measures to protect your information, including:

• • Encryption in transit and at rest
• • Secure API authentication
• • Regular security audits
• • Access controls and monitoring
• • Immediate processing and disposal of IBAN data

However, no method of transmission over the internet is 100% secure.

7. Data Retention

• • Account information: Retained while your account is active
• • API logs: Retained for 90 days for security and debugging purposes
• • Billing information: Retained as required by law (typically 7 years)
• • Usage analytics: Aggregated data may be retained indefinitely
• • IBAN data: Not stored - processed and immediately discarded

8. Your Rights

You have the right to:

• • Access your personal information
• • Correct inaccurate information
• • Delete your account and associated data
• • Export your data in a portable format
• • Opt out of non-essential communications
• • Request information about IBAN processing (though none is stored)

9. International Transfers

Our services are hosted in the European Union. By using our services, you consent to the transfer and processing of your information within the EU, which maintains high privacy protection standards under GDPR.

10. Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us.

11. Financial Data Privacy

Given the nature of our service, we want to emphasize our commitment to financial data privacy:

• • We only provide publicly available bank and IBAN format information
• • We do not collect or store any personal banking details
• • We do not track individual financial transactions or activities
• • IBANs submitted for validation are processed in memory only
• • All validation data is for informational purposes only
• • We comply with PCI DSS standards for payment processing

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Continued use of our services after changes constitutes acceptance of the updated policy.

13. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: